Pre-Approval Items Needed:
- Intake Form
- 1003 Application (completed fully and signed)
- List of Real Estate Experience (Fix/Flips completed, Rentals)
- 1 Month Bank Statement/Proof of Liquidity, HELOC, line of credit, etc
- Tri-Merge Credit Report w/Scores (creditchecktotal.com is $1 trial)
Items Needed Once Property is Under Contract:
- Purchase Contract w/Addendums or Amendments or Purchase Settlement Statement if a Refinance
- Scope of Work (Be as Detailed as possible and sign)
- Entity Documents (Articles of Organization, Operating Agreement, & Certificate of Good Standing for State of Organization, Certificate of Good Standing for State of where property is located)
- Photo ID
- Insurance Coverage (Certificate of Coverage and Proof of Payment)
- Subject to Appraisal (KCIF Orders it, Borrower Pays, $ varies per area)
